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Tender Details
Description / Scope of Work
Bank of Khyber invites sealed bids from eligible firms and companies for three related procurement tenders under the KPPRA Rules of Procurement of Goods, Works and Non Consulting Services. Tender No. BOK/Proc/HRDG/23/July/2026 seeks selection of Takaful or Insurance Companies with Takaful window for Health Insurance and Takaful Coverage of staff on a Framework Contract basis, with pre-bid meeting on July 15, 2026 and submission deadline of July 24, 2026 at 1030 hours. Tender No. BOK/Proc/HRDG/24/July/2026 covers procurement of Group Term Life Insurance and Family Takaful for Employees on a Framework Contract, with pre-bid meeting on July 16, 2026 and closing date of July 24, 2026 at 1530 hours. Tender No. BOK/Proc/HRDG/25/July/2026 is for selection of Takaful or Insurance Companies for Pay Continuity Plan for Employees, with pre-bid meeting on July 17, 2026 and submission deadline of July 27, 2026 at 1030 hours. All tenders are being processed through the newly introduced EPADS online system.
Bids must be submitted exclusively through the EPADS portal at https://portal.pakistantender.com. Hard copies and manual submissions will not be accepted. Participating firms must comply with all KPPRA procurement regulations and eligibility requirements. For health insurance and takaful coverage tender, tender opening occurs on July 24, 2026 at 1100 hours. For life insurance tender, opening is on July 24, 2026 at 1600 hours. For pay continuity plan tender, opening is on July 27, 2026 at 1100 hours.
Full tender documents and further information are available through the EPADS system or by contacting the Head Procurement Division at Bank of Khyber Head Office, BOK Tower, 24-The Mall, Peshawar Cantonment, Peshawar, KPK. Telephone inquiries may be directed to 091-7227020 or 091-111 265 265. Email queries should be sent to tender@bok.com.pk. The bank is located in Peshawar and serves clients throughout Khyber Pakhtunkhwa province.
For Bidders: Our Analysis PAKISTANTENDER INSIGHT
Independent analysis by PakistanTender — not part of the official notice. Always confirm details against the original tender document.
Bank of Khyber is bundling three separate insurance/takaful procurements on framework contracts: health coverage, group term life, and pay continuity plans for staff.
Scale appears medium to large given a major bank's employee base. Critical constraint: EPADS online submission only—no hardcopy backup allowed, and staggered deadlines across three tenders (24–27 July) with tight pre-bid windows. Framework structure suggests multi-year commitment, not one-off purchase. Takaful window requirement narrows the bidding pool to compliant Islamic finance providers.
Who can bid: Typically, insurance/takaful firms must hold valid Pakistan Insurance/Takaful Authority licenses and comply with KPPRA procurement rules. SECP registration and active NTN likely required. Notice does not explicitly state PEC, NTN, or registration thresholds; typical requirements for financial services procurement in Pakistan include valid regulatory authority approval and documented claims-paying capacity.