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Term Deposit Receipt and T-Bills Investment by IESCO for Pension and Security Funds

🏛 Islamabad Electric Supply Company Ltd (IESCO)
📍 Federal
📅 Closes: 30 Sep 2026
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Tender Details

Issuing Organisation Islamabad Electric Supply Company Ltd (IESCO)
Location Federal
Category Investment
Published 10 Sep 2026
Closing Date 30 Sep 2026

Description / Scope of Work

Islamabad Electric Supply Company Ltd (IESCO), a leading power distribution company serving over 4.2 million consumers across Federal territory, invites proposals from eligible banks for investment of PKR 10,741 million from the IESCO Employees Pension Fund Trust and PKR 9,746 million from the IESCO Consumer Security Deposit Account. The total investment of approximately PKR 20,487 million will be deployed across four separate lots in Term Deposit Receipts (TDR) and Treasury Bills (T-Bills) with one-year maturity. Bidding will be conducted through the E-PADS Version 1.0 platform with submission deadline of 30 September 2026 and opening scheduled for the same date at 11:00 AM at IESCO Headquarters in Islamabad, Sector G-7/4.

Eligible bidders must be Public Sector Banks, Private Sector Banks, or Islamic Banks holding a minimum Short-Term Rating of A1+ and minimum Long-Term Rating of AAA as per the State Bank of Pakistan's latest credit ratings. Banks must submit a single bid for each lot separately on the designated E-PADS platform and provide hard copies in sealed envelopes. Each bank must furnish a letter confirming its current Short-Term and Long-Term ratings issued by SBP. Additionally, IESCO will not invest more than 20 percent of the Employees Pension Fund Trust (maximum PKR 2,685 million per single bank) or more than 20 percent of the Consumer Security Deposit (maximum PKR 2,436 million per single bank) in any single financial institution.

Bank representatives must attend the bid opening in person within 30 minutes of the scheduled time, after which the Committee Room will be closed to new entrants. The validity of profit rates must extend at least 15 days from the opening date and may be extended at IESCO's request. In case of premature encashment due to unavoidable circumstances, banks shall not levy penalties and will pay accrued profit at the quoted rate. Bidding documents are available on E-PADS Version 1.0, and for queries, contact the Management Investment Committee at IESCO Head Quarter, Street No. 40, Sector G-7/4 Islamabad, Phone: 051-9253285.

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For Bidders: Our Analysis PAKISTANTENDER INSIGHT

Independent analysis by PakistanTender — not part of the official notice. Always confirm details against the original tender document.

IESCO seeks to place approximately PKR 20.5 billion across four lots in term deposits and T-bills maturing in one year.

Bidders must hold AAA long-term and A1+ short-term ratings from SBP and cannot absorb more than 20 percent of either fund. The tender structure splits investment across multiple banks to manage concentration risk. E-PADS bidding closes 30 September 2026 with same-day opening, requiring mandatory in-person attendance. Notable provision: banks accept no penalties for early redemption if IESCO withdraws. Suitable primarily for major Pakistani banks meeting stringent credit rating thresholds.

Who can bid: Only Public Sector Banks, Private Sector Banks, and Islamic Banks holding minimum A1+ short-term and AAA long-term ratings from State Bank of Pakistan are eligible. Banks must be in good regulatory standing with SBP. Participation requires prior registration on E-PADS Version 1.0 platform and submission of current SBP ratings documentation.

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KEY FACTS FROM THE NOTICE
Estimated scaleLarge
Contract typeOne-off
Documents required Current Short-Term and Long-Term Rating letter issued by SBP · Single bid per lot on E-PADS Version 1.0 · Hard copies of bid in sealed envelope for TDR and T-Bills
HA Analysis by PakistanTender Research · Reviewed by Hamza Ali, Cactus Consulting (SMC Pvt) Ltd · How we verify tenders · Report an error

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