Open Tender Insurance

Group Life Takaful Insurance Company Hiring by KTDMC

🏛 Karachi Tanners Development & Management Company (KTDMC)
📍 Sindh
📅 Closes: 23 Sep 2026
🔖 Ref: 163/KTDMC/2026-27
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Tender Details

Issuing Organisation Karachi Tanners Development & Management Company (KTDMC)
Location Sindh
Category Insurance
Published 7 Sep 2026
Closing Date 23 Sep 2026
Reference 163/KTDMC/2026-27

Description / Scope of Work

The Karachi Tanners Development & Management Company (KTDMC) invites bids for hiring of an insurance company to provide Group Life Takaful (GLT) services. This is a specialized Islamic insurance procurement for group life coverage, issued under tender reference 163/KTDMC/2026-27. The scope involves selection of a qualified Takaful insurance provider capable of delivering comprehensive group life protection to KTDMC members and staff in Sindh province. The contract is expected to cover employee benefits, life coverage administration, claims processing, and related Sharia-compliant insurance services.

Bidders must be registered and authorized insurance companies licensed to operate Takaful products in Pakistan. Eligible firms should possess valid insurance regulatory approvals, demonstrated experience in group life Takaful schemes, and proven financial stability. Bid security will be required as specified in the Bid Data Sheet. Bidders must submit formal documentation of company registration, relevant licenses, financial statements, technical capacity details, and proposed coverage terms with pricing schedules as part of their bid.

The bidding documents are available for collection or download as per instructions in Section II. Bids must be submitted in sealed envelopes on or before the closing date of 23 September 2026. Bid opening will occur at KTDMC premises following submission deadline. Interested parties should contact KTDMC for complete tender documents, clarification meetings if scheduled, and submission venue details. All submissions must comply with standard forms and conditions outlined in the bidding documents.

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For Bidders: Our Analysis PAKISTANTENDER INSIGHT

Independent analysis by PakistanTender — not part of the official notice. Always confirm details against the original tender document.

KTDMC is seeking a Takaful insurance partner for group life coverage — a recurring services contract typical of institutional employee benefit programs.

The procurement requires specialized Islamic insurance credentials and operational capacity for group life administration. This appears to be a medium-scale institutional contract. Bidders should note the specialized nature (Takaful compliance mandatory) and that proposal must include detailed coverage terms and competitive pricing for group schemes.

Who can bid: Bidders must be licensed insurance companies authorized by the State Bank of Pakistan or relevant regulator to offer Takaful products. Registration with SECP and active insurance authority approvals are typically mandatory. Firms must demonstrate financial capacity, prior group life experience, and Sharia-compliance certifications. Local or international insurers operating in Pakistan are eligible if registered.

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KEY FACTS FROM THE NOTICE
Estimated scaleMedium
Contract typeRecurring / framework
Documents required Company registration documents · Insurance regulatory approvals and licenses · Financial statements · Technical capacity documentation · Proposed coverage terms and pricing schedules · Bid Security as per BDS · Standard forms completed as per Section VI
HA Analysis by PakistanTender Research · Reviewed by Hamza Ali, Cactus Consulting (SMC Pvt) Ltd · How we verify tenders · Report an error

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